Small businesses can compare off-exchange small-group plans through a broker or...

https://www.a1bookmarks.win/small-businesses-can-shop-off-exchange-with-a-broker-buy-a-small-group-plan

Small businesses can compare off-exchange small-group plans through a broker or directly with carriers, and consider an HRA if individual coverage fits better. Before weighing premiums, check that employees’ doctors and nearby hospitals are in network.