Shop off-exchange through a broker, directly with insurers, or via small-group...

https://www.tradersdna.com/the-best-ways-to-find-small-business-health-insurance-outside-the-marketplace-exchange/

Shop off-exchange through a broker, directly with insurers, or via small-group plans if eligible. Check provider networks first: confirm your doctors and nearby hospitals are in-network with the insurer, not just the online directory.